We perform one soft credit inquiry whenever you look at your prices through Scratchpay.com, which will not influence your credit rating. This permits you to definitely see the prices and terms which may be accessible to you. Trying to get and accepting a Scratchpay re payment plan will never ever influence your credit rating. Nevertheless, like most other funding provider, in the event that you neglect to make re payments on time, your credit rating could possibly be impacted.
We offer a payment that is automatic called an electric Fund Transfer via ACH which means you never need to be worried about forgetting a deadline once more. Continue reading